Are you worried about your business and personal finance but are unable to pinpoint what exactly is the issue? Are you stressed about the current state of your business or personal finance? Is it all a little too confusing to you?This book will give you a framework for assessing your personal and business finances in an easy to understand but effective way. You will not only have much more clarity about what is happening with your current financial situation but also will have a clear roadmap to improve your finances.This book is a distillation and authors assessment of over 5000 companies over 17 years as a banker and lender.A simple yet very effective way to look at finances.